Westamerica Bancorp Equity 2024

Westamerica Bancorp Aktienanalyse

What does Westamerica Bancorp do?

Westamerica Bancorp is a US bank holding company based in San Rafael, California. It was founded in 1884 and has since become one of the leading regional banks in Northern California. It operates over 80 branches in 21 counties and employs over 1,000 employees. The business model of Westamerica Bancorp focuses on supporting the local economy and communities. It provides financial services to retail customers, businesses, and agricultural customers. The bank works closely with its customers to understand their needs and develop creative financial solutions tailored to the US legal framework. Westamerica Bancorp offers a wide range of financial services that can be selected based on individual needs. Its banking portfolio includes traditional products such as checking and savings accounts, credit cards, loans, mortgages, payment processing, and transfers, as well as customized financial solutions for specific customer needs. The company offers special programs for small businesses, farmers, and agricultural businesses. In addition to traditional banking products, Westamerica Bancorp also offers specialized services to better serve customer needs. It has a cash management system that helps businesses and other organizations optimize their liquidity. It also has facilities with modern digital solutions, including a mobile app and online banking platforms, to provide customers with easy and convenient financial management. The bank also operates an investment and asset management division that assists customers in finding investment opportunities and making informed decisions about their finances. The division specializes in the sale of securities, investment funds, fixed deposits, and private funds. Many customers use Westamerica Bancorp's asset management division as a "one-stop shop". Overall, Westamerica Bancorp offers a wide range of products and services to meet the needs of its customers. With its local focus and diverse product offerings, the company is able to adapt to the economic conditions and needs of each market and provide optimal conditions for investment and financing. The company has built its reputation on free and friendly customer service. The staff is friendly, helpful, and knowledgeable about the market. In many ways, Westamerica Bancorp competes for customer loyalty and trust. Long-standing customers often return at first glance and convey this impression to their friends and family. The bank relies on a customer-oriented business model and is highly valued by its customers. At Westamerica Bancorp, customers feel at home and well taken care of. Westamerica Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Equity Details

Analyzing Westamerica Bancorp's Equity

Westamerica Bancorp's equity represents the ownership interest in the company, calculated as the difference between total assets and total liabilities. It reflects the residual claim by shareholders on the company’s assets after all debts have been paid. Understanding Westamerica Bancorp's equity is essential for assessing its financial health, stability, and value to shareholders.

Year-to-Year Comparison

Evaluating Westamerica Bancorp's equity over successive years offers insights into the company's growth, profitability, and capital structure. Increasing equity indicates an enhancement in net assets and financial health, while decreasing equity could point to rising debts or operational challenges.

Impact on Investments

Westamerica Bancorp's equity is a crucial element for investors, influencing the company's leverage, risk profile, and return on equity (ROE). Higher equity levels generally suggest lower risk and enhanced financial stability, making the company a potentially attractive investment opportunity.

Interpreting Equity Fluctuations

Fluctuations in Westamerica Bancorp’s equity can arise from various factors, including changes in net income, dividend payments, and issuance or buyback of shares. Investors analyze these shifts to gauge the company's financial performance, operational efficiency, and strategic financial management.

Frequently Asked Questions about Westamerica Bancorp stock

What is the equity of Westamerica Bancorp this year?

Westamerica Bancorp has equity of 772.89 M USD this year.

What was the equity of Westamerica Bancorp compared to the previous year?

The equity of Westamerica Bancorp has increased/decreased by 28.37% increased compared to the previous year.

What impact does a high equity have on investors of Westamerica Bancorp?

A high equity is advantageous for investors of Westamerica Bancorp as it is an indicator of the company's financial stability and its ability to manage risks and challenges.

What impact does low equity have on investors of Westamerica Bancorp?

A low equity can be a risk for investors of Westamerica Bancorp, as it can put the company in a weaker financial position and impair its ability to manage risks and challenges.

How does an increase in equity of Westamerica Bancorp affect the company?

An increase in equity of Westamerica Bancorp can strengthen the company's financial position and improve its ability to make investments in the future.

How does a reduction in the equity of Westamerica Bancorp affect the company?

A reduction in equity of Westamerica Bancorp can affect the financial situation of the company and lead to a higher dependence on debt capital.

What are some factors that influence the equity of Westamerica Bancorp?

Some factors that can affect the equity of Westamerica Bancorp include profits, dividend payments, capital increases, and acquisitions.

Why is the equity of Westamerica Bancorp so important for investors?

The equity of Westamerica Bancorp is important for investors as it is an indicator of the financial strength of the company and can be an indication of how well the company is able to fulfill its financial obligations.

What strategic measures can Westamerica Bancorp take to change the equity?

To change equity, Westamerica Bancorp can take various measures such as increasing profits, conducting capital increases, reducing expenses, and acquiring companies. It is important for the company to perform a thorough review of its financial situation to determine the best strategic actions to modify its equity.

How much dividend does Westamerica Bancorp pay?

Over the past 12 months, Westamerica Bancorp paid a dividend of 2.16 USD . This corresponds to a dividend yield of about 4.27 %. For the coming 12 months, Westamerica Bancorp is expected to pay a dividend of 2.4 USD.

What is the dividend yield of Westamerica Bancorp?

The current dividend yield of Westamerica Bancorp is 4.27 %.

When does Westamerica Bancorp pay dividends?

Westamerica Bancorp pays a quarterly dividend. This is distributed in the months of December, March, June, September.

How secure is the dividend of Westamerica Bancorp?

Westamerica Bancorp paid dividends every year for the past 53 years.

What is the dividend of Westamerica Bancorp?

For the upcoming 12 months, dividends amounting to 2.4 USD are expected. This corresponds to a dividend yield of 4.74 %.

In which sector is Westamerica Bancorp located?

Westamerica Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Westamerica Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Westamerica Bancorp from 8/16/2024 amounting to 0.44 USD, you needed to have the stock in your portfolio before the ex-date on 8/5/2024.

When did Westamerica Bancorp pay the last dividend?

The last dividend was paid out on 8/16/2024.

What was the dividend of Westamerica Bancorp in the year 2023?

In the year 2023, Westamerica Bancorp distributed 1.81 USD as dividends.

In which currency does Westamerica Bancorp pay out the dividend?

The dividends of Westamerica Bancorp are distributed in USD.